Indu Lagna: Finding the Hidden Wealth Point in Your Chart

Every birth chart has a point that can offer another way to study wealth. It is called Indu Lagna, also known as Dhana Lagna. It is not directly marked in the horoscope; we calculate it using two planetary values, one division and a count from the Moon.

The word Indu means Moon. That is why the final count is always made from the Moon’s sign. In this article, I’ll explain the calculation step by step, work through Amitabh Bachchan’s chart as an example, and show how I read Indu Lagna with Ashtakavarga.

The Kalas table

The calculation uses the Kalas, or points, assigned to seven planets. Rahu and Ketu are not included.

How to calculate Indu Lagna

Follow these four steps:

1. Find the ninth house from the Lagna and note the Kalas of its lord.
2. Find the ninth house from the Moon and note the Kalas of its lord.
3. Add the two values and divide the total by 12. Keep the remainder. If the remainder is zero, use 12.
4. Starting from the Moon’s sign, count forward by that number, counting the Moon’s own sign as one. The sign you reach is the Indu Lagna.

Formula

(Kalas of the 9th lord from the Lagna + Kalas of the 9th lord from the Moon) ÷ 12 = remainder

If the remainder is 0, count 12 signs. Count from the Moon’s sign, including it as 1.

Worked example: Amitabh Bachchan

For this example, Amitabh Bachchan’s Lagna is Aquarius and his Moon is in Libra.

So, Taurus is Amitabh Bachchan’s Indu Lagna in this example.

Counting eight signs from Libra

Reading planets connected to Indu Lagna

Once we find Indu Lagna, I look at the planets connected with it. A planet placed in the Indu Lagna can give wealth-related results during its Dasha. I also examine the lord of the Indu Lagna and the planets placed with that lord.

In this example, Saturn is placed in Taurus, the Indu Lagna. Taurus is ruled by Venus, and Venus is placed in Virgo with the Sun, Mars and Mercury. The Dashas of Saturn, Venus, the Sun, Mars and Mercury therefore carry a promise of wealth in this reading.

If Indu Lagna is empty, I look to its lord for the results. Classical guidance also considers a strong benefic or an exalted malefic in Indu Lagna a mark of great wealth. The more planets connected with Indu Lagna—placed there, aspecting it, or placed in the second, eleventh or Kendra houses from it—the stronger the potential indicated. The house occupied by a Dasha lord from Indu Lagna can also show the channel through which money may come.

Reading Indu Lagna with Sarvashtakavarga

I then treat Indu Lagna as a new Lagna and check three houses in the Sarvashtakavarga:

• The 10th house shows work and status.
• The 11th house shows gains.
• The second house shows savings.

When all three houses score 27 or more, the method indicates strong support for wealth and the enjoyment of material comforts. Wealth may flow during the periods of planets connected with Indu Lagna.

For Amitabh Bachchan, the Sarvashtakavarga total is 337. From Taurus, the Indu Lagna, the three houses are:

All three scores are 27 or higher. Taurus itself, the Indu Lagna, scores 33. This makes it a strongly supported wealth point by this method.

Using Upachaya houses to study transits

There is another Ashtakavarga rule for Indu Lagna. From it, count the Upachaya houses: the 3rd, 6th, 10th and 11th. These are houses associated with growth over time. When planets transit these houses, they can bring wealth in proportion to the bindus there.

For Amitabh Bachchan, the scores are:

Cancer, the third house from Taurus, scores 42, the highest in the chart. By this rule, transits through Cancer would be the strongest for wealth. Libra, with 21, would be the lightest.

A contrasting example: Jawaharlal Nehru

Jawaharlal Nehru’s Lagna and Moon are both in Cancer. The ninth house from each is Pisces, ruled by Jupiter.

10 + 10 = 20; 20 ÷ 12 leaves a remainder of 8.

Counting eight signs from Cancer, with Cancer as one, brings us to Aquarius. Aquarius is his Indu Lagna.

From Aquarius:

Here, gains are well supported, but the full set of three houses does not reach 27. That is how I use this method: it measures the support shown in the chart; it is not a verdict on a person’s wealth or life.

Common mistakes to avoid

• Counting Indu Lagna from the birth Lagna: The final count is always from the Moon’s sign.
• Forgetting the zero rule: If the remainder is zero, count 12.
• Counting the three Ashtakavarga houses from the birth Lagna: Once you find Indu Lagna, count the second, tenth and eleventh from it.
• Ignoring Dasha: The wealth indications are connected with the periods of planets linked to Indu Lagna.

Try it with your own chart

Calculate your Indu Lagna using the four steps above. Then check the 10th, 11th and second houses from it in your Sarvashtakavarga. How many score 27 or more? Also note the planets placed in or connected with your Indu Lagna and the Dashas in which their results may become active.

Indu Lagna gives us another focused way to study wealth in a birth chart. When I combine its planetary connections, Dasha periods and Sarvashtakavarga scores, I get a fuller picture of the chart’s support for income, gains and savings.